You should never feel embarrassed or unable to speak openly about any issues you are dealing with. You'll only likely get the support you need by taking that first step of communicating it to somebody. When it comes to money sometimes people struggle to talk because they believe they themselves are to blame for their issues. But with the cost of living crisis, it's more common than ever to be dealing with problems that are money-related. Sometimes you just need to manage your student loan more effectively but in tougher situations, you should seek help through communication.

Who should I talk to?

There are plenty of options to consider but here are a few we'd recommend (and the order to potentially do them in). Remember to be honest, clear and don't be afraid to ask questions so you are able to receive the best help possible:

1. A close friend or family member - It's always a good starting point to go to the people closest to us. Depending on your relationship with them you may find it easier to talk to them, especially with a friend from university who will likely be able to relate to your situation. The help will not necessarily be financial support (as in giving you funds) but you will feel more at ease knowing you are not alone and have someone to turn to.
2. LSE support and advice - We are here to help and have lots of resources to offer you if you find yourself struggling. Our support map includes support for every issue a student may face, with its own section dedicated to financial problems. You will need to identify what specifically you need assistance with in order to know the right person to contact. For example, if it's a lack of funds from unexpected circumstances then you can fill out a form and apply for LSE access funding. You can also book an appointment with a student union rep to talk through your issues if you're unsure what to do first (email: su.advice@lse.ac.uk, tel: 020 7955 7158)
3. Turn2us grants & benefits - It's not widely known that there are a slew of grants available, before and after starting uni. It can't hurt to check if you are eligible as your circumstances may mean you're entitled to extra support. Factors that might increase the likelihood of receiving a grant are background (ethnicity, etc), occupation and health (mental or physical disability).
4. Debt advice - If your situation has got to the point where you are in debt or are about to be, then you should consider contacting the experts who will know exactly what you need to do to deal with your debt as quickly as possible. We'd recommend the London-specific service for debt free advice.

Remember being open is always the best way to get the help that you need. Don't feel like you have to do it alone, we all need support from time to time!